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Discover $500 Cashback Promotion

I saw on this thread, “Discover card $500 cash back for $3k spend per month for 6 months – existing user” that a targeted Discover promotion is offered if you spend a certain amount in a defined about...

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Manufacturing Points

For the last few months, I have been thinking of ways to manufacture spend/buying points cheaply. Let’s do my favorite part of the post, some math on manufacturing points. As of this month, Sears.com...

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Chasing The Points – Missed Points

Since receiving my Nationwide Visa Buxx, I have been loading $500 each time to earn 563 Ultimate Rewards points using my Chase Freedom. To unload the $500, I head to Wholefoods every week in the...

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Cashback Vendors

I’ve been on a mission lately to figure out the best places to get cash back from a pin pad purchase in NY metro area. Since I use a Visa Buxx card, I am trying to find the cheapest method of draining...

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Nationwide Visa Buxx vs US Bank Visa Buxx

In the last couple of months that I have been using the Nationwide Visa Buxx, I have been visiting WholeFoods for cash back then depositing the cash and repeating the cycle. However, I only do this...

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Gift Card Churning – SPG + Cash back = Make Free SPG Points

For the last month, I have been purchasing a few Paypal My Cash with my American Express Starwood Preferred Guest to load my Paypal account. Because both financial entities are fairly strict, I run...

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US Bank Cash+ Devalues A Bit With Shifting Categories And Removing Drug Stores

US Bank offers the Cash+ card as a credit card where you can choose your 2% categories and 5% cashback categories. When the cards first launched, there were no limits to 5% and a bonus $25 when you...

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Pro Tip: Unlocking Extra Value, Change Your Credit Card Statement Closing Dates

Today, I want to give you a little bit of what I learned from my accounting class and a tiny bit of supply chain, working capital. Emphasis below is mine. INVESTOPEDIA EXPLAINS ‘Working Capital’ If a...

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